K1stpierre Posted May 15, 2017 Share Posted May 15, 2017 1 minute ago, THE PHENOMENAL BKB said: I can charge $4000 on my card I just received the other day that I applied for 3 weeks ago just to purchase a Lawn Mower, courtesy of Citi Bank.. How generous of them.. ??? Link to comment
aabattery Posted May 15, 2017 Share Posted May 15, 2017 1 minute ago, Tele Came Back said: I know, inside joke. Should've tagged you in the comment, but I'm glad you saw it. inside jokes are bullying because they leave people out 4 Link to comment
Plain Old Tele Posted May 15, 2017 Author Share Posted May 15, 2017 3 minutes ago, aabattery said: inside jokes are bullying because they leave people out It's not that funny a joke, it just involves Asian hookers and a $5000 credit card bill. And no, it did not happen to Baumer. 2 Link to comment
Nova Posted May 15, 2017 Share Posted May 15, 2017 (edited) My limit is $20,000 on my credit card. I have no idea how I got that limit. I applied to it last year....I was 22 when I got it lol But the most I've spent on one purchase is $2700 on a Mac Book. Edited May 16, 2017 by Nova 1 Link to comment
Nova Posted May 15, 2017 Share Posted May 15, 2017 3 minutes ago, THE PHENOMENAL BKB said: I know, right??? Now, If this was store that sold more than just lawn equipment, then I'd be all down for that high of credit limit, but as it stands, it's useless to have $4000 credit limit just to purchase a $500 Lawn Mower, but that's how these Banks are.. It's to make you spend more than you should then when your payment is due, you don't have enough and therefore they add interest/a late fee to the payment you already can't afford to make. Link to comment
K1stpierre Posted May 16, 2017 Share Posted May 16, 2017 8 minutes ago, Nova said: My limit is $20,000 on my credit card. I have no idea how I got that limit. I applied to it last year....I was 22 when I got it lol But the most I've spent on one purchase is $2700 on a Mac Book. 20,000?!?!!!? ???? 2 Link to comment
Nova Posted May 16, 2017 Share Posted May 16, 2017 2 minutes ago, K1stpierre said: 20,000?!?!!!? ???? TD Bank is trying to get me to be bankrupt before the age of 25. I'm resisting Link to comment
Plain Old Tele Posted May 16, 2017 Author Share Posted May 16, 2017 6 minutes ago, K1stpierre said: 20,000?!?!!!? ???? We need to get you out of catering. 4 Link to comment
AniNate Posted May 16, 2017 Share Posted May 16, 2017 And I thought I hit the jackpot with a $2000 line Link to comment
75Live Posted May 16, 2017 Share Posted May 16, 2017 I have one credit card for $2,500. I never needed more and never asked for more. I have never even come close to the limit and never carry a balance either. So I'm good either way. 2 Link to comment
K1stpierre Posted May 16, 2017 Share Posted May 16, 2017 15 minutes ago, Tele Came Back said: We need to get you out of catering. Well, I graduated with a bachelor's in Psych, you figure out what I can do with that. ? 2 Link to comment
franfar Posted May 16, 2017 Share Posted May 16, 2017 My first credit card has $900 limit. I was pretty surprised when I was accepted for it. Link to comment
trifle Posted May 16, 2017 Share Posted May 16, 2017 (edited) 1 hour ago, K1stpierre said: ??? 53 minutes ago, K1stpierre said: 20,000?!?!!!? ???? I had one for a little while, but it was too tempting to buy stuff I didn't really think was worth the price, so I cut it up and sent it back. Now I stick to one lower one and AMEX (paid off each month). 31 minutes ago, 75live said: I have one credit card for $2,500. I never needed more and never asked for more. I have never even come close to the limit and never carry a balance either. So I'm good either way. My limit is a bit higher, because I travel regularly, but that is the way to do it. If you only pay the minimum it takes something like thirty years to pay off 6000 and you end up paying many multiples of that. (I didn't quite make that up, it is pretty much like that, but I don't remember the precise numbers. There were all sorts of articles about it a year or so ago when they changed credit card rules) The interest rate on credit cards is insane. Don't think you are missing something good, here. Edited May 16, 2017 by trifle 2 Link to comment
4815162342 Posted May 16, 2017 Share Posted May 16, 2017 Too much sunshine could be a problem. 7 Link to comment
Plain Old Tele Posted May 16, 2017 Author Share Posted May 16, 2017 2 minutes ago, 4815162342 said: Too much sunshine could be a problem. Not if it's set to Adagio in D Minor. 12 Link to comment
AniNate Posted May 16, 2017 Share Posted May 16, 2017 1 minute ago, 4815162342 said: Too much sunshine could be a problem. OTOH, if we made Underworld's To Heal the soundtrack for this forum that might help calm people down 2 Link to comment
Sam Posted May 16, 2017 Share Posted May 16, 2017 I need to rewatch Sunshine. Still one of my most favorite favorite sci-fi 3 Link to comment
Premium George Posted May 16, 2017 Share Posted May 16, 2017 7 hours ago, GiantCALBears said: So how many times do I have to wait from you saying TFA is the GOAT before I call a mod? Dude we discussed it earlier. 7 billion times!!!!! 3 Link to comment
JonathanLB Posted May 17, 2017 Share Posted May 17, 2017 (edited) This is really fantastic and great thinking on your guys' part. I think this is a huge problem on the Internet. If you look at the commentary threads on FB about almost any movie no matter how acclaimed, at least half of the commentary is negative. You would think everyone hated TFA or everyone thought Get Out was overrated or whatever else. It becomes the voice of negativity and for me as a huge movie buff I don't understand it. If I don't like something I'd rather just not talk about it and leave it alone. Unless it's pushed in my face or something but to seek out threads or forums for things I don't like just to bash them seems like it's just negative for myself and also negative for everyone else who enjoys those movies. I don't get what purpose it really serves. Of course healthy discussion is one thing but as you note here there's a difference between healthy discussion and just incessant bashing / negativity. PS: The banks used to be far more generous with crazy limits. One of my first cards (Chase Visa) was also $20,000 and I was 20 years old. All based on a fake business, I mean I ran Websites but I didn't have an actual LLC or legitimate business at that point. Now most of my cards are $10,000 to $15,000 but I have like 7-8 cards including business. I've come close to maxing a few out sometimes, equipment purchases or whatnot, but yeah I never carry a balance. Anything below $5,000 is insulting though and I just would tell them to cancel it. I mean even one larger purchase is going to put that thing near its limit. Edited May 17, 2017 by JonathanLB 3 Link to comment